+12 Can I Refinance A Rental Property Ideas. You'll need a minimum credit score of 680, cash reserves and at least. Web with a $200,000 mortgage balance, you’d have $250,000 in equity in the property ($450,000 value minus $200,000 loan balance).

To access some of that equity, you. This is stricter than with refis of primary residences. You'll need a minimum credit score of 680, cash reserves and at least.